Almost 50% (half!) of all South Africans are unprepared for their retirement, according to a 10X Investments Retirement Report performed in 2020.
Unfortunately, the information gap when it comes to investing for financial freedom seems to be too overwhelming for most of us, especially when it comes to getting started,
The first step, however, is not so tough – you need to start saving to have money to invest, and the best way to do that is to track your monthly expenses. Why not use our FREE Excel Household Budget Guide to help you on your first steps towards saving and financial freedom?
Our Household Budget Guide includes:
> A standard categorized list of general household expenses with space for you to add your own as new expenses may arise
> A Dashboard with visual comparisons of your monthly income vs expenses and estimated expenses vs actual expenses
> A visual breakdown of which expenses comprise your household budget in an automatically updated pie-chart
> An automatic calculator which determines your current Savings Rate with comparisons provided so you can compare your rate and keep track
Download our FREE Excel Household Budget Guide by clicking on the “Download Now!” button below:
If you’re interested in more information on the Absolute Basics of Investing, check out our original Infographic here.
Disclaimer: the above information is not intended as advice. Your specific circumstances may vary. Please speak to your Accountant or Certified Financial Planner for more information.